Roger Morgan Dip CII is the Managing Director of Land Based Underwriters based in Brockenhurst, in the New Forest. Roger began his Insurance career at NFUM in 1985. He formed specialist farm insurance broker Farm & General Insurance in 2004. Land Based Underwriters (LBU) was created in 2010., LBU  was formed specifically to offer cover for what was found to be an immense gap in the insurance market. When the new Environmental Regulations came into force, standard public liability policies did not provide adequate protection. Founder and Director, Roger Morgan Dip CII, identified the shortfall and launched a campaign raising awareness among the UK's leading insurers and farm brokers. A powerful relationship was created with a leading global insurer XL and LBU was developed to work with brokers.